What are Unsecured Business Loans? These are loans that based on credit rating and financial history with no required collateral. These loans range from $10,000 up to $250,000. In applying for Unsecured Business Loans, there are no application fees, no upfront fees and no hidden charges. A 24-48 hour approval window is given to applicants of these services. AFSLoansOnline can provide Unsecured Business Loans services for your business needs.